{"id":531,"date":"2023-07-10T12:14:16","date_gmt":"2023-07-10T10:14:16","guid":{"rendered":"https:\/\/afer-europe.be\/onze-partner\/"},"modified":"2024-10-26T14:19:02","modified_gmt":"2024-10-26T12:19:02","slug":"onze-partner","status":"publish","type":"page","link":"https:\/\/afer-europe.be\/nl\/onze-partner\/","title":{"rendered":"Onze verzekeringspartner"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"50\" data-normal_resolution=\"1024\" data-normal_size=\"50\" data-tablet_resolution=\"800\" data-tablet_size=\"50\" data-mobile_resolution=\"480\" data-mobile_size=\"50\" style=\"height: 50px;\"><\/div>[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Uw AFER Europe-contract is een contract naar Belgisch recht (sinds 2011).<\/p>\n<p style=\"text-align: center;\">Het wordt echter beheerd door een Franse verzekeraar, Abeille assurances. Uitleg.<\/p>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"70\" data-normal_resolution=\"1024\" data-normal_size=\"70\" data-tablet_resolution=\"800\" data-tablet_size=\"70\" data-mobile_resolution=\"480\" data-mobile_size=\"70\" style=\"height: 70px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;]<div id=\"dfd-button-69de942f8419e\" class=\"dfd-button-module-wrap dfd-button-69de942f8419e\"><div class=\"dfd-button-module  style_1 text-center dfd-horizontal dfd-top-to-bottom dfd-button-icon-right dfd-button-icon-hover-simple\" ><a href=\"https:\/\/www.afer-europe.com\/home.php?lang=nl\" target=\"_blank\" class=\"dfd-button-link\"><span class=\"dfd-button-inner-cover\"><span class=\"dfd-button-text-main\">Ontdek de Belgische website van de verzekeraar door hier te klikken<i class=\"dfd-icon-right_1\"><\/i><\/span><\/span><\/a><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {$(\"head\").append(\"<style>#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main, .dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main, .dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover, #dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover {padding-right: 50px;}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main, .dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main, .dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover, #dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover {font-family: BarlowBold; }#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main {color: #ffffff}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-border-decoration,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover {border-radius:0px;}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module:not(.style_4) .dfd-button-link .dfd-button-inner-cover:before,#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link .dfd-button-inner-cover:after,#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_6 .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module:not(.style_4) .dfd-button-link .dfd-button-inner-cover:before,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link .dfd-button-inner-cover:after,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_6 .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main {background: #0066a4;border-style:none;border-width:2px;border-radius:0px;border-color:#0066a4;}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module:not(.style_6) .dfd-button-link:hover .dfd-button-inner-cover .dfd-button-text-main,#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module:not(.style_6) .dfd-button-link:hover .dfd-button-inner-cover .dfd-button-text-main,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover {color: #ffffff;}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link:hover .dfd-button-inner-cover,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link:hover .dfd-button-border-decoration,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link:hover .dfd-button-inner-cover {border-radius:0px;}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module:not(.style_4) .dfd-button-link .dfd-button-inner-cover:after,#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link .dfd-button-inner-cover:before,#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover .dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module:not(.style_4) .dfd-button-link .dfd-button-inner-cover:after,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link .dfd-button-inner-cover:before,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover {background: #63dd69;border-style:none;border-width:2px;border-radius:0px;border-color:#0066a4;}#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_3 .dfd-button-link:hover .dfd-button-inner-cover:before,#dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link:hover .dfd-button-inner-cover:before,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_3 .dfd-button-link:hover .dfd-button-inner-cover:before,.dfd-button-69de942f8419e.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link:hover .dfd-button-inner-cover:before {border-style:none;border-width:2px;border-radius:0px;border-color:#0066a4;}<\/style>\")\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"20\" data-normal_resolution=\"1024\" data-normal_size=\"20\" data-tablet_resolution=\"800\" data-tablet_size=\"20\" data-mobile_resolution=\"480\" data-mobile_size=\"20\" style=\"height: 20px;\"><\/div>[vc_single_image image=&#8221;418&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"20\" data-normal_resolution=\"1024\" data-normal_size=\"20\" data-tablet_resolution=\"800\" data-tablet_size=\"20\" data-mobile_resolution=\"480\" data-mobile_size=\"20\" style=\"height: 20px;\"><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"20\" data-normal_resolution=\"1024\" data-normal_size=\"20\" data-tablet_resolution=\"800\" data-tablet_size=\"20\" data-mobile_resolution=\"480\" data-mobile_size=\"20\" style=\"height: 20px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69de942f842c6 dfd-disable-resposive-headings\" id=\"dfd-heading-69de942f842c6\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-family: BarlowBold; \">Een beetje geschiedenis om te begrijpen<\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69de942f842c6.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"20\" data-normal_resolution=\"1024\" data-normal_size=\"20\" data-tablet_resolution=\"800\" data-tablet_size=\"20\" data-mobile_resolution=\"480\" data-mobile_size=\"20\" style=\"height: 20px;\"><\/div>[vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688980428301{border-right-width: 10px !important;border-left-width: 10px !important;padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;background-color: #f4f4f4 !important;border-left-color: #ffffff !important;border-left-style: solid !important;border-right-color: #ffffff !important;border-right-style: solid !important;}&#8221; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221;][vc_column_text]Het AFER-contract werd in 1976 in Frankrijk opgesteld. De zeer bijzondere structuur van <em>menage \u00e0 trois<\/em> (verzekeraar \u2013 vereniging en lid\/verzekerde) werd destijds ingevoerd. Toen besloten werd een stap richting Belgi\u00eb te zetten (uitzending vanaf 1989), bleef deze tripartiete structuur behouden. Onze vereniging begon toen haar kantoor (<a href=\"https:\/\/afer-europe.be\/nl\/onze-vereniging\/\">klik hier<\/a> voor meer details), in samenwerking met de toenmalige verzekeraar Aviva France, die deel uitmaakte van de Aviva-groep met het hoofdkantoor in Engeland.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688980408303{border-right-width: 10px !important;border-left-width: 10px !important;padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;background-color: #f4f4f4 !important;border-left-color: #ffffff !important;border-left-style: solid !important;border-right-color: #ffffff !important;border-right-style: solid !important;}&#8221; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221;][vc_column_text]Het leven van verzekeraars is geen lange, rustige rivier, Aviva France werd in 2021 gekocht door de Franse onderlinge groep <a href=\"https:\/\/www.aemagroupe.fr\/\">A\u00e9ma<\/a>. De groep Aviva UK gaat verder vanwege haar activiteiten elders, werd uiteraard besloten de naam van de nieuw verworven Franse vestiging te wijzigen om verdere verwarring te voorkomen. Zo werd Aviva Abeille-garanties. Alle leden hebben hiervan een informatieve brief ontvangen.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"20\" data-normal_resolution=\"1024\" data-normal_size=\"20\" data-tablet_resolution=\"800\" data-tablet_size=\"20\" data-mobile_resolution=\"480\" data-mobile_size=\"20\" style=\"height: 20px;\"><\/div>[vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1688980428301{border-right-width: 10px !important;border-left-width: 10px !important;padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;background-color: #f4f4f4 !important;border-left-color: #ffffff !important;border-left-style: solid !important;border-right-color: #ffffff !important;border-right-style: solid !important;}&#8221; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221;][vc_column_text]Met haar track record en 750.000 leden in Frankrijk (en 25.000 in Belgi\u00eb) begon de vereniging AFER (Frankrijk) onderhandelingen met Abeille om de meest effici\u00ebnte transitie mogelijk te maken, om zo het partnerschap dat over een lange periode was begonnen voort te zetten. . Uiteraard heeft onze vereniging AFER Europe+ hetzelfde pad gevolgd, maar toch haar Belgische specificiteit behouden.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"70\" data-normal_resolution=\"1024\" data-normal_size=\"70\" data-tablet_resolution=\"800\" data-tablet_size=\"70\" data-mobile_resolution=\"480\" data-mobile_size=\"70\" style=\"height: 70px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1688988569400{padding-top: 70px !important;padding-bottom: 70px !important;background-color: #f4f4f4 !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;]<div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69de942f843ef dfd-disable-resposive-headings\" id=\"dfd-heading-69de942f843ef\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-family: BarlowBold; \">Heeft dit herstel uiteindelijk iets veranderd voor de leden?<\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69de942f843ef.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"20\" data-normal_resolution=\"1024\" data-normal_size=\"20\" data-tablet_resolution=\"800\" data-tablet_size=\"20\" data-mobile_resolution=\"480\" data-mobile_size=\"20\" style=\"height: 20px;\"><\/div>[vc_column_text]Niet echt. De medewerkers van het oude Aviva zijn nog steeds aanwezig, evenals het financi\u00eble managementteam. Merk in dit verband op dat de fondsbeheerder ook zijn naam heeft zien veranderen van Aviva Investors in <a href=\"https:\/\/www.ofi-invest-am.com\/fr\">OFI Invest Asset Management<\/a>. Ook voor de Brusselse vestiging verandert er niets.<\/p>\n<p>Op juridisch vlak bleven de voorwaarden van het contract identiek. Hooguit kunnen we erop wijzen, en dat is niet onbelangrijk, dat met de komst van A\u00e9ma de algemene zekerheid van de verzekeraar is versterkt. Voor meer informatie over dit onderwerp kunt u <a href=\"https:\/\/afer-europe.be\/nl\/de-tak-21-garantie\/\">het artikel over de garanties<\/a> raadplegen die door het contract worden aangeboden in de <em>Bibliotheek \/ Nuttige informatie<\/em> sectie.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"70\" data-normal_resolution=\"1024\" data-normal_size=\"70\" data-tablet_resolution=\"800\" data-tablet_size=\"70\" data-mobile_resolution=\"480\" data-mobile_size=\"70\" style=\"height: 70px;\"><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"70\" data-normal_resolution=\"1024\" data-normal_size=\"70\" data-tablet_resolution=\"800\" data-tablet_size=\"70\" data-mobile_resolution=\"480\" data-mobile_size=\"70\" style=\"height: 70px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text] Uw AFER Europe-contract is een contract naar Belgisch recht (sinds 2011). Het wordt echter beheerd door een Franse verzekeraar, Abeille assurances. Uitleg. [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_single_image image=&#8221;418&#8243;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-custom-with-header.php","meta":{"_mo_disable_npp":"","footnotes":""},"class_list":["post-531","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/pages\/531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/comments?post=531"}],"version-history":[{"count":6,"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/pages\/531\/revisions"}],"predecessor-version":[{"id":1094,"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/pages\/531\/revisions\/1094"}],"wp:attachment":[{"href":"https:\/\/afer-europe.be\/nl\/wp-json\/wp\/v2\/media?parent=531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}